NY insurance and HMO contracts must have parity for chiropractor care

An opinion (OGC Op. 08-05-16) from the New York Insurance Department's Office of the General Counsel confirms that insurers and HMOs must pay for covered services provided by a chiropractor at the same level that they cover services provided by other medical practitioners. Insurers can't impose limits on the number of chiropractic visits if those limits don't also apply to services provided by other practitioners. However, covered services rendered by a chiropractor (and within the chiropractor's scope of practice) can be subject to the same deductibles, copayments, preauthorization requirements and other plan limitations that apply to those services rendered by another provider.   (Select News, 15 Jul 2008)

• Full text of OGC Op. 08-05-16 (NY Insurance Dep't, 30 May 2008)

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